» » How to Raise a Family on Less Than Two Incomes: The Complete Guide to Managing Your Money Better So You Can Spend More Time with Your Kids

eBook How to Raise a Family on Less Than Two Incomes: The Complete Guide to Managing Your Money Better So You Can Spend More Time with Your Kids epub

by Denise Topolnicki

eBook How to Raise a Family on Less Than Two Incomes: The Complete Guide to Managing Your Money Better So You Can Spend More Time with Your Kids epub
  • ISBN: 0767905652
  • Author: Denise Topolnicki
  • Genre: Business
  • Subcategory: Personal Finance
  • Language: English
  • Publisher: Broadway; 1 edition (February 6, 2001)
  • Pages: 352 pages
  • ePUB size: 1294 kb
  • FB2 size 1106 kb
  • Formats doc rtf mbr lrf


Yet most full-time working mothers say that if it weren't for the money.

Yet most full-time working mothers say that if it weren't for the money.

Yet most full-time working mothers say that if it weren't for the money, they would not work, and instead would stay at home with their children

Yet most full-time working mothers say that if it weren't for the money, they would not work, and instead would stay at home with their children.

Many parents today believe that two steady incomes are.

Yet most full-time working mothers say that if it weren't for the money, they would not work, and instead would stay at home with their children.

Being good with money is about more than just making ends meet . Don't worry that you're not a math whiz; great math skills aren't really necessary - you just need to know basic addition and subtraction. Life is much easier when you have good financial skills. If you’re struggling with money management, for example, you’re living paycheck to paycheck despite making more than enough money, here are some tips to improve your financial habits. When you’re faced with a spending decision, especially a large purchase decision, don’t just assume you can afford something.

How to Raise a Family on Less Than Two Incomes: The Complete Guide to Managing Your Money Better So You Can Spend More Time With Your Kids by Denise M. Topolnicki. By combining her investment know-how with compassionate advice, Denise gives a clear-cut strategy for controlling their money, from saving on food, to creating a cash reserve, to learning how to retire on less than two incomes. 1. Outline monthly and seasonal goals and strategies 2. Develop your best management style 3. Apply the seven survival strategies 4. Simplify finances and record keeping 5. Anticipate and plan for the big changes.

Spending time with family strengthens family ties . Also, families who enjoy group activities will develop strong relationships and handle stressful situations with ease. In this busy day and age, it is a luxury for parents to spend time with their children. Making time for the family will allow you to teach your kids valuable life lessons like kindness and fairness. 3. Nurtures positive behaviors. Consequently, kids will start to develop positive behaviors because loved ones influence them. Furthermore, adolescents who spent more time with their parents tended not to abuse alcohol. If you wish to see positivism in action, refer to this example.

When considering how to save money while raising a family, taking in a foreign exchange student may be. .Learning how to save money while raising a family isn’t just for moms and dads.

When considering how to save money while raising a family, taking in a foreign exchange student may be another option if the exchange program offers you a monthly stipend for hosting. The amount of the stipend may vary based on the program, your location and the school the student attends while they’re staying with you. 7. Talk budgeting and saving with your kids. You can also get children involved by having regular budget talks.

Income & Family Go to full Income & Family section

Income & Family Go to full Income & Family section. Income & Family Go to full Income & Family section. Most people who try to save while in debt are simply throwing their money away. The amount you pay in interest to borrow is much more than you earn on your savings, so pay the debt off with savings and you're quids in. How much?

Many parents today believe that two steady incomes are not only desirable but absolutely necessary in order to raise a family. Yet most full-time working mothers say that if it weren't for the money, they would not work, and instead would stay at home with their children. After the birth of her second child, Denise Topolnicki faced this common dilemma: Continue working full-time, or spend more time with her family? As a former editor of Money, Denise used her financial expertise and discovered that she could work only part-time and be at home for her children--while not breaking her family's budget. By combining her investment know-how with compassionate advice, Denise gives parents a clear-cut strategy for controlling their money--from saving on food, to creating a cash reserve, to learning how to retire on less than two incomes. Packed with worksheets, detailed plans, and inspiring case studies, Topolnicki's plan helps families set fun priorities while still balancing the checkbook. Whether you want to leave work altogether or continue part-time, this bookis the key to freedom for millions of families trapped on the working-parent treadmill.
Comments: (5)
Dranar
How to Raise a Family on Less Than Two Incomes is a good, basic guide for those who have thought about taking this route but haven't really looked into it yet. Many of the areas that the author explores -- such as understanding your monthly expenses, cutting child care and grocery costs, saving for your future -- are things you'll find in many of the personal finance and frugal books out there, so if you have read more than a few on the subject there won't be much new here. But the author has a nice clean writing style, and does a very good job with the information she presents. So I would heartily recommend it for a beginner, less so for an experienced frugal person. For more in-depth book reviews I've done, search for goldenrulecomics on the Squidoo website.
Inth
The purpose of this very readable book is to allow a parent to spend more time with their children. The author used her experience in financial journalism to calculate expenses. After surveying more than 100 mothers, she then wrote this book to help other families with young children survive on one income. Most mothers are at home when their children are young. Whatever your reason, this book can help you to spend less on living expenses without pain.
This book has four parts. One) to help you analyze your present financial situation and plan for the future. Two) has hundreds of tips to help you cut spending. Three) shows how to save more while earning less. Four) tells you about work: quitting & keeping benefits, part-time work, and how to resume full-time work.
Malaris
I've been doing a lot of research on whether or not it will be feasible for me to either quit my job or cut back to part-time. And while I truly appreciate all the books out there about how to clip coupons and make my own granola, this book is different. Ms. Topolnicki gives financial advice on cutting back from two incomes, starting with tax savings and going all the way through to saving on groceries and entertainment. This is serious, real-life stuff. Her chapter on investing alone is worth the price of the book. Taxes, investments, savings, insurance, groceries, vacations, entertainment -- they're all covered and MORE! This is the first book I've read on the subject that gives me REAL hope that I can plan a budget on less than the two incomes we've gotten used to in the past ten years. I can't say enough about this book and the strategies that are outlined therein. Buy it, or borrow it from the library today.
Yahm
Denise Topolnicki gives practical advice on how to save money and live better at the same time.
The book is well-structured in that you can use its chapters separately as references, without having to go in cover-to-cover order to make use of its suggestions.
In my case, I mostly skimmed the preparatory suggestions on how to transition from a two-income to a one-income family, as we're already one income. The practical tips that followed were great. You get perspective on how much you should be spending on groceries, which kinds of cost-cutting measures aren't worth the effort and what how various saving and wealth-building techniques work.
Topolnicki's book also was a great springboard toward greater financial awareness. Now I find it easier to spot and understand information that's out there to help boost my family's finances.
I give credit to Topolnicki, a fellow business journalist, and her book for getting my family onto a plan that gets us squarely on our feet financially in just a matter of a few months.
Wafi
The book was filled with a lot of common sense suggestions. I consider myself to be a good manager of my money so most of the book was nothing revolutionary in how to deal with finances. There were a few things that were brought out that I didn't already know. I would suggest that if you are not good with your finances or don't have common sense in regards to these issues, then it is the book for you. If you are already finance saavy, then it might not give you what you were looking for. Still a good book.
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